The fruits of having an amateur in charge of their fiscal policy is beginning to come home to roost for the Tories. The nasty party still relies on hiding behind their public veneer as any conversation with their activists quickly reveals.
"Vote for Cameron. He's not Gordon Brown!" only has a certain reach and as we get closer to the election, they are having to reveal more of their manifesto and on this evidence there is not much sawdust between George Osbourne's ears.
The latest plans from their financial genius (sic) involves asking people reaching the age of 65 to hand over £8,000 for "guaranteed" long term health care.
This idea really does expose the fundamental problem with the Conservatives. They are fully geared to give to those who already have, paid for from those who have very little.
There are a major problems with the Tories' big announcement.
This is effectively a tax on retirement. It is why for decades the backbone of our welfare system has been to bank entitlements throughout one's working life as it's the time you are most likely to be able to afford to pay, ready for the times when you cannot. Duh!
Unless you already have a few shekels to rub together, this £8,000 is most likely to come out of a lump sum taken on retirement. £8,000 on current figures reduces your income from an annuity by £45 per month. Maybe not much to a Tory voter, but a hell of a lot if you are a pensioner with a meagre top up pension.
Then of course, we can see from Tory Wokingham exactly what they view as being long term health care provision as they slash services to the legal minimum.
And in terms of the real cost of health care, £8,000 is pissing in the wind. Research by Saga has revealed that the average cost of a four-year stay in a care home is currently £112,312. So who is actually going to pay to top up this guaranteed insurance for the well healed? Yep, the lower end tax payer who already shoulders an uneven burden.
Gordon Brown's legacy will be as the person who finally destroyed the pensions of millions of citizens but the Tories look to continue exactly where they left off and cannot be trusted.
There needs to be an honest debate about pensions and long term care funding, but Tory fag packet policies are not the way forward.